![]() ![]() Look for features to help you keep your budget sheet simple, like hierarchy to organize your different expenditures all within one sheet, rather than a workbook with multiple tabs or an app with multiple categories. The less complicated your budget sheet is, the more likely you are to use it and stick to your plan. That way you won’t have to worry about losing receipts or setting aside extra time to keep your records up-to-date since you’ll be able to make changes in real time. ![]() Look for a sheet that you can both easily read AND update on your phone – much easier than printing out your workbook and making notes throughout the day or saving all of your receipts and tallying up your purchases at the end of the day, week, or month. No matter which tactic or approach you use to put together your budget, personal finance experts like Suze Orman and Dave Ramsey all agree that keeping track of your expenditures in real-time, as they happen, is one of the best ways to stick to your budget. Rather than an offline Excel sheet, look for a web-based template that is built to be flexible and is easy to adjust. Successful money management is rooted in small steps and lifestyle changes, so look for the ability to adjust your sheets as your habits change. Making any adjustments or changes to the Excel templates out there is a pain in the neck – and that’s just when you’re getting started. Between wonky formulas and old file formats, you’re not set up for an easy start. Templates built in Excel can be incredibly challenging to change and update. And you want to be able to make those changes easily. Money management is different for everyone, so remember that you’ll most likely have to make changes to whatever template you pick. Managing Work Collections of actionable tips, guides, and templates to help improve the way you work.Ĭhanging your spending habits is 80% behavior and 20% knowledge. Be sure to keep these elements in mind in your search for a budget sheet, to find a tool that will both shed light on your spending habits and is one that you will regularly use.Solution Center Move faster with templates, integrations, and more.Events Explore upcoming events and webinars.Content Center Get actionable news, articles, reports, and release notes.Partners Find a partner or join our award-winning program.Professional Services Get expert help to deliver end-to-end business solutions.Technical Support Get expert coaching, deep technical support and guidance.Help Center Get answers to common questions or open up a support case.Smartsheet University Access eLearning, Instructor-led training, and certification. ![]()
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